Applications / Mortgage Analytics / Lenders / Arkansas / First Western Bank
Booneville, AR · State member bank · FRS · $743 million assets · 140 loans in 2025
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140
loans originated, 2025
147
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Western Bank, an Arkansas home-purchase lender, makes much bigger loans than similar banks, and its loans rose 15% in 2025.
Its typical loan was $325,000, against $175,000 at similar lenders (state member banks making between half and twice as many loans), larger than at nearly nine in ten of them. Five years before, its own typical loan was also $175,000. Yet jumbo loans (larger than the conforming limit) were only 0.9% of its lending, so most of its big loans sit below that limit.
It made 140 loans, up 15%, while similar lenders grew 8% and the whole market 10%. That was faster than nearly two-thirds of similar lenders. Purchases made up 71.4% of its loans, all conventional.
Fayetteville-Springdale-Rogers is its largest market, where its share rose. Arvest Bank leads there. Its share held steady in Fort Smith. It has lent in both since 2001.
Low- and moderate-income (LMI) borrowers took 16.7% of its loans, against 27.3% at peers, less than at about five in six similar lenders. Its bigger loans may go to borrowers with higher incomes. Poorer neighborhoods (LMI tracts) took 15.8%, near peers' 16.7%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Western Bank took 147 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 71.4% · Refinance 22.1% · Home improvement 5.0% · Other 1.4%
Conventional 100.0% · of 140 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arkansas | 136 | 97.1% |
| Oklahoma | 4 | 2.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Fayetteville-Springdale-Rogers | 110 |
| Fort Smith | 18 |
| Little Rock-North Little Rock-Conway | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930013SG5BXUL3G429 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 34742 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 313083 | 2001–2014 |
| Respondent ID (the HMDA filer code before 2018) | 234742 | 2015–2017 |
Established 18 April 1910. Reported under HMDA 2001-2025.
Mergers, name changes, data editions and corrections: First Western Bank's data.
First Western Bank's data
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