Applications / Mortgage Analytics / Lenders / Maryland / First United Bank & Trust / Competition
First United Bank & Trust
Oakland, MD · State non-member bank · FDIC · $2.1 billion assets · 178 loans in 2025
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178
loans originated, 2025
260
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Who First United Bank & Trust competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO MARYLAND, 2025
First United Bank & Trust ranks 13th of 383 lenders in non-metro Maryland, with $31.6M lent: 1.6% of a $1.95B market.
non-metro Maryland is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First United Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MORGANTOWN, WV, 2025
First United Bank & Trust ranks 20th of 173 lenders in Morgantown, WV, with $8.8M lent: 1.5% of a $601.2M market.
Morgantown, WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First United Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
First United Bank & Trust ranks 352nd of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $8.8M lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First United Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO WEST VIRGINIA, 2025
First United Bank & Trust ranks 50th of 299 lenders in non-metro West Virginia, with $6.7M lent: 0.5% of a $1.42B market.
non-metro West Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First United Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — HAGERSTOWN-MARTINSBURG, MD-WV, 2025
First United Bank & Trust ranks 135th of 356 lenders in Hagerstown-Martinsburg, MD-WV, with $2.2M lent: 0.1% of a $2.09B market.
Hagerstown-Martinsburg, MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First United Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO ALABAMA, 2025
First United Bank & Trust ranks 453rd of 523 lenders in non-metro Alabama, with $255K lent: 0.0% of a $3.92B market.
non-metro Alabama is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First United Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO NORTH CAROLINA, 2025
First United Bank & Trust ranks 455th of 762 lenders in non-metro North Carolina, with $1.1M lent: 0.0% of a $12.96B market.
non-metro North Carolina is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First United Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — WHEELING, OH-WV, 2025
First United Bank & Trust ranks 108th of 145 lenders in Wheeling, OH-WV, with $170K lent: 0.1% of a $322.3M market.
Wheeling, OH-WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First United Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 61% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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