Applications / Mortgage Analytics / Lenders / Illinois / First State Bank and Trust / Competition
First State Bank and Trust
Monticello, IL · State non-member bank · FDIC · $503 million assets · 164 loans in 2025
First State Bank and Trust's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
164
loans originated, 2025
188
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who First State Bank and Trust competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHAMPAIGN-URBANA, IL, 2025
First State Bank and Trust ranks 18th of 255 lenders in Champaign-Urbana, IL, with $17.7M lent: 1.7% of a $1.06B market.
Champaign-Urbana, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BLOOMINGTON, IL, 2025
First State Bank and Trust ranks 17th of 221 lenders in Bloomington, IL, with $10.5M lent: 1.5% of a $724.8M market.
Bloomington, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO ILLINOIS, 2025
First State Bank and Trust ranks 103rd of 572 lenders in non-metro Illinois, with $7.9M lent: 0.2% of a $3.27B market.
non-metro Illinois is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DECATUR, IL, 2025
First State Bank and Trust ranks 35th of 156 lenders in Decatur, IL, with $1.2M lent: 0.5% of a $272.9M market.
Decatur, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
First State Bank and Trust ranks 691st of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $735K lent: 0.0% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SPRINGFIELD, IL, 2025
First State Bank and Trust ranks 146th of 217 lenders in Springfield, IL, with $265K lent: 0.0% of a $824.4M market.
Springfield, IL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PEORIA, IL, 2025
First State Bank and Trust ranks 264th of 289 lenders in Peoria, IL, with $105K lent: 0.0% of a $1.33B market.
Peoria, IL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
First State Bank and Trust's data
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First State Bank and Trust and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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