Applications / Mortgage Analytics / Lenders / Maryland / First Shore Federal Savings and Loan Association / Competition
First Shore Federal Savings and Loan Association
Salisbury, MD · Savings institution · OCC · $359 million assets · 190 loans in 2025
First Shore Federal Savings and Loan Association's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
190
loans originated, 2025
325
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who First Shore Federal Savings and Loan Association competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO DELAWARE, 2025
First Shore Federal Savings and Loan Association ranks 38th of 368 lenders in non-metro Delaware, with $20.6M lent: 0.7% of a $3.16B market.
non-metro Delaware is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Shore Federal Savings and Loan Association in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MARYLAND, 2025
First Shore Federal Savings and Loan Association ranks 49th of 383 lenders in non-metro Maryland, with $10.4M lent: 0.5% of a $1.95B market.
non-metro Maryland is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Shore Federal Savings and Loan Association in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SALISBURY, MD, 2025
First Shore Federal Savings and Loan Association ranks 34th of 205 lenders in Salisbury, MD, with $4.2M lent: 0.7% of a $577.4M market.
Salisbury, MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Shore Federal Savings and Loan Association in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO VIRGINIA, 2025
First Shore Federal Savings and Loan Association ranks 293rd of 539 lenders in non-metro Virginia, with $1.2M lent: 0.0% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Shore Federal Savings and Loan Association in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DOVER, DE, 2025
First Shore Federal Savings and Loan Association ranks 142nd of 274 lenders in Dover, DE, with $680K lent: 0.1% of a $1.29B market.
Dover, DE is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Shore Federal Savings and Loan Association in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First Shore Federal Savings and Loan Association's data
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First Shore Federal Savings and Loan Association and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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