Applications / Mortgage Analytics / Lenders / Texas / First National Bank of Central Texas / Competition
First National Bank of Central Texas
Waco, TX · National bank · OCC · $1.6 billion assets · 141 loans in 2025
First National Bank of Central Texas's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
141
loans originated, 2025
157
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who First National Bank of Central Texas competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WACO, TX, 2025
First National Bank of Central Texas ranks 17th of 368 lenders in Waco, TX, with $23.0M lent: 1.6% of a $1.47B market.
Waco, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Central Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — COLLEGE STATION-BRYAN, TX, 2025
First National Bank of Central Texas ranks 32nd of 377 lenders in College Station-Bryan, TX, with $12.0M lent: 0.7% of a $1.70B market.
College Station-Bryan, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Central Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO TEXAS, 2025
First National Bank of Central Texas ranks 303rd of 831 lenders in non-metro Texas, with $5.5M lent: 0.1% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Central Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — KILLEEN-TEMPLE, TX, 2025
First National Bank of Central Texas ranks 127th of 394 lenders in Killeen-Temple, TX, with $2.7M lent: 0.1% of a $3.21B market.
Killeen-Temple, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Central Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
First National Bank of Central Texas ranks 685th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $840K lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Central Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ABILENE, TX, 2025
First National Bank of Central Texas ranks 220th of 251 lenders in Abilene, TX, with $165K lent: 0.0% of a $955.5M market.
Abilene, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Central Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
First National Bank of Central Texas ranks 964th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $235K lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Central Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — AUSTIN-ROUND ROCK-SAN MARCOS, TX, 2025
First National Bank of Central Texas ranks 686th of 753 lenders in Austin-Round Rock-San Marcos, TX, with $305K lent: 0.0% of a $22.41B market.
Austin-Round Rock-San Marcos, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Central Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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