Applications / Mortgage Analytics / Lenders / Illinois / First National Bank of Brookfield
Brookfield, IL · National bank · OCC · $410 million assets · 136 loans in 2025
First National Bank of Brookfield's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
136
loans originated, 2025
144
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First National Bank of Brookfield, a small Illinois national bank, makes loans about three times the size of similar lenders', and its loans rose 21% in 2025.
Its typical loan was $590,000, against $182,500 at similar lenders, national banks making between half and twice as many loans. That is larger than at more than nine in ten of them. Only 5.2% of its loans were jumbo, larger than the conforming limit, so most were big but within the limit.
Its loans rose 21%, against 6% at similar lenders and 10% in the whole market. Its record swings: 302 loans in 2021, 72 in 2023, 136 in 2025. Purchases made up 61.8% of its loans and refinancing 36.8%.
Low- and moderate-income borrowers took 13.2% of its loans, against 25.0% at peers. With loans this large, its borrowers may mostly earn more, or buy in high-cost areas. Majority-minority neighborhoods took 27.9% of its loans, against 6.9%, more than at more than four in five similar lenders.
It lent in 10 states and 18 metros. In Chicago-Naperville-Elgin it ranked 121 of 902 lenders. In Kankakee, IL its share rose to 1.0% from 0.0%, and it ranked 22 of 206.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First National Bank of Brookfield took 144 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 61.8% · Refinance 36.8% · Home improvement 0.7% · Other 0.7%
Conventional 100.0% · of 136 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 119 | 87.5% |
| Indiana | 5 | 3.7% |
| Florida | 4 | 2.9% |
| Colorado | 2 | 1.5% |
| Arizona | 1 | 0.7% |
| Kansas | 1 | 0.7% |
| Minnesota | 1 | 0.7% |
| Missouri | 1 | 0.7% |
| Texas | 1 | 0.7% |
| Wisconsin | 1 | 0.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Chicago-Naperville-Schaumburg | 108 |
| Elgin | 4 |
| Lake County | 4 |
| Lake County-Porter County-Jasper County | 2 |
| Michigan City-La Porte | 2 |
| Cape Coral-Fort Myers | 1 |
| Denver-Aurora-Centennial | 1 |
| Houston-Pasadena-The Woodlands | 1 |
| Kankakee | 1 |
| Kansas City | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900TO7P4MVLV70225 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 465038 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 114993 | 1990–2017 |
Established 23 July 1962. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First National Bank of Brookfield's data.
First National Bank of Brookfield's data
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First National Bank of Brookfield and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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