Applications / Mortgage Analytics / Lenders / Alabama / First Metro Bank / Competition
First Metro Bank
Muscle Shoals, AL · State non-member bank · FDIC · $1.0 billion assets · 179 loans in 2025
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179
loans originated, 2025
227
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who First Metro Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — FLORENCE-MUSCLE SHOALS, AL, 2025
First Metro Bank ranks 7th of 220 lenders in Florence-Muscle Shoals, AL, with $24.3M lent: 3.1% of a $784.8M market.
Florence-Muscle Shoals, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Metro Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO TENNESSEE, 2025
First Metro Bank ranks 235th of 746 lenders in non-metro Tennessee, with $5.0M lent: 0.1% of a $8.31B market.
non-metro Tennessee is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Metro Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DAPHNE-FAIRHOPE-FOLEY, AL, 2025
First Metro Bank ranks 140th of 485 lenders in Daphne-Fairhope-Foley, AL, with $3.2M lent: 0.1% of a $2.98B market.
Daphne-Fairhope-Foley, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Metro Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HUNTSVILLE, AL, 2025
First Metro Bank ranks 158th of 440 lenders in Huntsville, AL, with $2.6M lent: 0.1% of a $4.63B market.
Huntsville, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Metro Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO ALABAMA, 2025
First Metro Bank ranks 225th of 523 lenders in non-metro Alabama, with $2.4M lent: 0.1% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Metro Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO GEORGIA, 2025
First Metro Bank ranks 373rd of 683 lenders in non-metro Georgia, with $1.7M lent: 0.0% of a $8.64B market.
non-metro Georgia is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Metro Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — MOBILE, AL, 2025
First Metro Bank ranks 331st of 356 lenders in Mobile, AL, with $125K lent: 0.0% of a $1.72B market.
Mobile, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Metro Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO MISSISSIPPI, 2025
First Metro Bank ranks 433rd of 438 lenders in non-metro Mississippi, with $55K lent: 0.0% of a $3.95B market.
non-metro Mississippi is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Metro Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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