Applications / Mortgage Analytics / Lenders / Alabama / First Jackson Bank
Stevenson, AL · State non-member bank · FDIC · $449 million assets · 136 loans in 2025
First Jackson Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
136
loans originated, 2025
150
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Jackson Bank is a small refinance lender with a large manufactured-home business, and its loans rose 19% in 2025.
Refinances made up 54.4% of its loans and purchases 36.0%. Manufactured homes were 16.9% of its lending, against 3.1% at similar lenders (state non-member banks making between half and twice as many loans), more than at nearly nine in ten of them. Every loan was conventional.
Its typical loan was $105,000, against $175,000 at similar lenders, smaller than at about nine in ten. Its manufactured-home lending and its refinances in non-metro markets may account for the smaller size.
Its loans rose 19%, from 114 to 136, against 9% at similar lenders and 10% for the whole market. Its yearly count has stayed between 114 and 194 since 2018.
Borrowers with low or moderate incomes took 37.4% of its loans, against 28.0% at similar lenders, more than at four in five of them. Its largest market is non-metro Alabama, where it ranks 76 of 523 lenders. In Huntsville and Chattanooga it holds 0.1% each.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Jackson Bank took 150 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 54.4% · Purchase 36.0% · Home improvement 6.6% · Other 2.9%
Conventional 100.0% · of 136 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Alabama | 103 | 75.7% |
| Tennessee | 28 | 20.6% |
| Florida | 3 | 2.2% |
| Georgia | 2 | 1.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Chattanooga | 25 |
| Huntsville | 12 |
| Nashville-Davidson--Murfreesboro--Franklin | 2 |
| Crestview-Fort Walton Beach-Destin | 1 |
| Panama City-Panama City Beach | 1 |
| Pensacola-Ferry Pass-Brent | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300MGJ0J02F6KDW38 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 248633 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 323376 | 2008–2017 |
Established 10 April 1981. Reported under HMDA 2008-2025.
Mergers, name changes, data editions and corrections: First Jackson Bank's data.
First Jackson Bank's data
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