Applications / Mortgage Analytics / Lenders / Ohio / First Federal Community Bank of Bucyrus
Bucyrus, OH · Savings institution · OCC · $351 million assets · 163 loans in 2025
First Federal Community Bank of Bucyrus's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
163
loans originated, 2025
173
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Half the loans First Federal Community Bank of Bucyrus made in 2025 went to borrowers of low or moderate income, a far larger share than at almost any similar lender.
Borrowers of low and moderate income (LMI) took 50.0% of its loans, up from 32.2% in 2024. At similar lenders, savings institutions making between half and twice as many loans, the figure was 24.8%. Poorer neighborhoods (LMI areas) took 30.1%, against 16.6%, higher than at nearly nine in ten of them.
The Ohio savings institution made 163 loans, up 36%. Similar lenders grew by 5%. The rise followed 120 loans in 2024, its fewest in any year since 2018. It made 408 in 2020.
Every loan was conventional, and none was jumbo. Refinances made up 57.7% of them. Its typical loan was $155,000, against $242,500 at similar lenders, lower than at about four in five. Its lending to LMI borrowers may account for the smaller loans.
In Mansfield its share rose 0.1 points to 0.8%, ranking 20 of 187 lenders; Mechanics Bank leads there. It ranked 91 of 592 in non-metro Ohio and 167 of 596 in Columbus.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Federal Community Bank of Bucyrus took 173 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 57.7% · Purchase 42.3%
Conventional 100.0% · of 163 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 160 | 98.2% |
| Florida | 1 | 0.6% |
| Missouri | 1 | 0.6% |
| Tennessee | 1 | 0.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Columbus | 46 |
| Mansfield | 14 |
| Dayton-Kettering-Beavercreek | 3 |
| Akron | 2 |
| Cape Coral-Fort Myers | 1 |
| Cleveland | 1 |
| Jefferson City | 1 |
| Sandusky | 1 |
| Springfield | 1 |
| Toledo | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300M2TE26IJQD4W66 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 346379 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 43920 | 1994–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1703920 | 2011–2017 |
Established 1 January 1887. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: First Federal Community Bank of Bucyrus's data.
First Federal Community Bank of Bucyrus's data
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First Federal Community Bank of Bucyrus and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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