Applications / Mortgage Analytics / Lenders / Louisiana / First Federal Bank of Louisiana
Lake Charles, LA · Savings institution · OCC · $1.1 billion assets · 139 loans in 2025
First Federal Bank of Louisiana's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
139
loans originated, 2025
194
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Federal Bank of Louisiana is one of the biggest lenders in Lake Charles, its home market, where its share rose to 4.6% in 2025.
It ranks 4 of 208 lenders in Lake Charles, where it has lent since at least 1990. Only United Wholesale Mortgage, Fidelity Bank and Rocket Mortgage lend more there. Elsewhere it is a small player: it ranks 41 of 152 in Alexandria.
It made 139 loans in 2025, down 11%, while similar lenders (savings institutions making between half and twice as many loans) grew 7%. Yet its dollar total rose to $39.2 million, as its typical loan rose to $155,000 from $125,000. It made between 301 and 333 loans a year from 2018 to 2022; the data do not show why that changed.
Majority-minority neighborhoods took 18.7% of its loans, against 5.6% at similar lenders, more than at four in five of them. Low- and moderate-income (LMI) neighborhoods took 22.3%, up from 14.1% in 2024.
Purchases made up 44.6% of its loans and refinances 38.8%. Loans insured by the Federal Housing Administration (FHA) were 2.9%, and manufactured homes 3.6%. The typical similar lender made neither.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Federal Bank of Louisiana took 194 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 44.6% · Refinance 38.8% · Other 8.6% · Home improvement 7.9%
Conventional 97.1% · FHA 2.9% · of 139 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 138 | 99.3% |
| Kentucky | 1 | 0.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lake Charles | 111 |
| Alexandria | 9 |
| Baton Rouge | 2 |
| Lafayette | 2 |
| Louisville/Jefferson County | 1 |
| New Orleans-Metairie | 1 |
| Shreveport-Bossier City | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300O1FOCD65WZ9873 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 517674 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 45339 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1705339 | 2011–2017 |
Established 31 October 1949. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First Federal Bank of Louisiana's data.
First Federal Bank of Louisiana's data
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First Federal Bank of Louisiana and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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