Applications / Mortgage Analytics / Lenders / Iowa / First Central State Bank / Competition
First Central State Bank
Dewitt, IA · State non-member bank · FDIC · $775 million assets · 225 loans in 2025
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225
loans originated, 2025
269
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Who First Central State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DAVENPORT-MOLINE-ROCK ISLAND, IA-IL, 2025
First Central State Bank ranks 20th of 288 lenders in Davenport-Moline-Rock Island, IA-IL, with $21.9M lent: 1.4% of a $1.55B market.
Davenport-Moline-Rock Island, IA-IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO IOWA, 2025
First Central State Bank ranks 43rd of 465 lenders in non-metro Iowa, with $17.6M lent: 0.5% of a $3.38B market.
non-metro Iowa is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO ILLINOIS, 2025
First Central State Bank ranks 244th of 572 lenders in non-metro Illinois, with $1.5M lent: 0.0% of a $3.27B market.
non-metro Illinois is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — FAYETTEVILLE-SPRINGDALE-ROGERS, AR, 2025
First Central State Bank ranks 300th of 465 lenders in Fayetteville-Springdale-Rogers, AR, with $740K lent: 0.0% of a $5.77B market.
Fayetteville-Springdale-Rogers, AR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — FLAGSTAFF, AZ, 2025
First Central State Bank ranks 211th of 270 lenders in Flagstaff, AZ, with $475K lent: 0.0% of a $1.36B market.
Flagstaff, AZ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — COLUMBIA, SC, 2025
First Central State Bank ranks 354th of 515 lenders in Columbia, SC, with $435K lent: 0.0% of a $5.77B market.
Columbia, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
First Central State Bank ranks 911th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $155K lent: 0.0% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — PUNTA GORDA, FL, 2025
First Central State Bank ranks 441st of 548 lenders in Punta Gorda, FL, with $275K lent: 0.0% of a $2.09B market.
Punta Gorda, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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