Applications / Mortgage Analytics / Lenders / Iowa / First Bank / Competition
First Bank
Waverly, IA · State member bank · FRS · $730 million assets · 162 loans in 2025
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162
loans originated, 2025
181
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who First Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WATERLOO-CEDAR FALLS, IA, 2025
First Bank ranks 7th of 168 lenders in Waterloo-Cedar Falls, IA, with $20.5M lent: 2.7% of a $771.9M market.
Waterloo-Cedar Falls, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 74% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO IOWA, 2025
First Bank ranks 76th of 465 lenders in non-metro Iowa, with $9.7M lent: 0.3% of a $3.38B market.
non-metro Iowa is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
First Bank ranks 590th of 811 lenders in North Port-Bradenton-Sarasota, FL, with $515K lent: 0.0% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DES MOINES-WEST DES MOINES, IA, 2025
First Bank ranks 285th of 396 lenders in Des Moines-West Des Moines, IA, with $450K lent: 0.0% of a $5.55B market.
Des Moines-West Des Moines, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — AMES, IA, 2025
First Bank ranks 108th of 189 lenders in Ames, IA, with $430K lent: 0.1% of a $553.5M market.
Ames, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ROCHESTER, MN, 2025
First Bank ranks 204th of 276 lenders in Rochester, MN, with $345K lent: 0.0% of a $1.45B market.
Rochester, MN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO MISSOURI, 2025
First Bank ranks 630th of 640 lenders in non-metro Missouri, with $55K lent: 0.0% of a $6.01B market.
non-metro Missouri is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO NEBRASKA, 2025
First Bank ranks 275th of 341 lenders in non-metro Nebraska, with $205K lent: 0.0% of a $2.13B market.
non-metro Nebraska is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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