Applications / Mortgage Analytics / Lenders / Iowa / Farmers State Bank / Competition
Farmers State Bank
Waterloo, IA · State non-member bank · FDIC · $1.6 billion assets · 390 loans in 2025
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390
loans originated, 2025
516
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who Farmers State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WATERLOO-CEDAR FALLS, IA, 2025
Farmers State Bank ranks 3rd of 168 lenders in Waterloo-Cedar Falls, IA, with $45.0M lent: 5.8% of a $771.9M market.
Waterloo-Cedar Falls, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 74% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — DES MOINES-WEST DES MOINES, IA, 2025
Farmers State Bank ranks 50th of 396 lenders in Des Moines-West Des Moines, IA, with $24.1M lent: 0.4% of a $5.55B market.
Des Moines-West Des Moines, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO IOWA, 2025
Farmers State Bank ranks 56th of 465 lenders in non-metro Iowa, with $13.3M lent: 0.4% of a $3.38B market.
non-metro Iowa is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — AMES, IA, 2025
Farmers State Bank ranks 16th of 189 lenders in Ames, IA, with $12.8M lent: 2.3% of a $553.5M market.
Ames, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SOUTH BEND-MISHAWAKA, IN-MI, 2025
Farmers State Bank ranks 69th of 335 lenders in South Bend-Mishawaka, IN-MI, with $2.8M lent: 0.2% of a $1.71B market.
South Bend-Mishawaka, IN-MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DULUTH, MN-WI, 2025
Farmers State Bank ranks 108th of 318 lenders in Duluth, MN-WI, with $1.2M lent: 0.1% of a $1.36B market.
Duluth, MN-WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Farmers State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Farmers State Bank ranks 521st of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $710K lent: 0.0% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Farmers State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO MISSOURI, 2025
Farmers State Bank ranks 387th of 640 lenders in non-metro Missouri, with $785K lent: 0.0% of a $6.01B market.
non-metro Missouri is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Farmers State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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