Applications / Mortgage Analytics / Lenders / Oklahoma / F&M Bank / Competition
F&M Bank
Edmond, OK · State non-member bank · FDIC · $810 million assets · 309 loans in 2025
F&M Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
309
loans originated, 2025
373
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who F&M Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — OKLAHOMA CITY, OK, 2025
F&M Bank ranks 31st of 534 lenders in Oklahoma City, OK, with $68.3M lent: 0.8% of a $8.31B market.
Oklahoma City, OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO OKLAHOMA, 2025
F&M Bank ranks 91st of 538 lenders in non-metro Oklahoma, with $9.9M lent: 0.3% of a $3.91B market.
non-metro Oklahoma is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — TULSA, OK, 2025
F&M Bank ranks 238th of 476 lenders in Tulsa, OK, with $1.3M lent: 0.0% of a $5.53B market.
Tulsa, OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
F&M Bank ranks 722nd of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $680K lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — LAWTON, OK, 2025
F&M Bank ranks 95th of 211 lenders in Lawton, OK, with $640K lent: 0.1% of a $505.8M market.
Lawton, OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CLARKSVILLE, KY-TN, 2025
F&M Bank ranks 274th of 397 lenders in Clarksville, KY-TN, with $365K lent: 0.0% of a $2.82B market.
Clarksville, KY-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — WILDWOOD-THE VILLAGES, FL, 2025
F&M Bank ranks 307th of 451 lenders in Wildwood-The Villages, FL, with $325K lent: 0.0% of a $1.68B market.
Wildwood-The Villages, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — AMARILLO, TX, 2025
F&M Bank ranks 169th of 258 lenders in Amarillo, TX, with $375K lent: 0.0% of a $1.23B market.
Amarillo, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
F&M Bank's data
$215
F&M Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy F&M Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]