Applications / Mortgage Analytics / Lenders / Illinois / Eureka Savings Bank
La Salle, IL · Savings institution · FDIC · $431 million assets · 134 loans in 2025
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134
loans originated, 2025
158
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Eureka Savings Bank is a small-loan lender in Illinois: its typical loan, $100,000, was smaller than at almost all similar lenders.
Similar lenders (savings institutions making between half and twice as many loans) had a typical loan of $245,000, and Eureka Savings Bank made no jumbo loans. So on the same number of loans as its peers, 134, it lent $20.4 million against their $45.3 million. Home purchases were 60.4% of its loans.
It first reported in 2022, with 218 loans, and made 134 in 2025, 5% fewer than a year before. Similar lenders grew 6% and the whole market 10%. It filed no report for 2018 to 2021; those are gaps in the record, not years without lending.
Its largest market is non-metro Illinois, where it ranked 44 of 572 lenders; Rocket Mortgage led. All 8 of its counties are in Illinois. In 2025 it first lent in Davenport-Moline-Rock Island.
Low- and moderate-income (LMI) areas took 2.2% of its loans, against 17.4% at peers, and it made none in majority-minority areas. Its counties, with its largest market outside metro areas, may hold few such areas. LMI borrowers are another matter: they took 29.3% of its loans, more than at about two-thirds of peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2022–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Eureka Savings Bank took 158 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 60.4% · Refinance 20.1% · Other 13.4% · Home improvement 6.0%
Conventional 100.0% · of 134 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 134 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Peoria | 2 |
| Davenport-Moline-Rock Island | 1 |
| Elgin | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493008OT4ENLBQE0648 | 2022–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 587677 | 2022–2023 |
Established 1 January 1885. Reported under HMDA 2022-2025.
Mergers, name changes, data editions and corrections: Eureka Savings Bank's data.
Eureka Savings Bank's data
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Eureka Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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