Applications / Mortgage Analytics / Lenders / Nebraska / Equitable Bank
Grand Island, NE · State member bank · FRS · $516 million assets · 207 loans in 2025
Equitable Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
207
loans originated, 2025
246
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Equitable Bank, a Grand Island, Nebraska lender, made 20% more loans in 2025 and won a bigger slice of its home market.
It made 207 loans, up from 172. Similar lenders (state member banks making between half and twice as many loans) typically grew 7% and the whole market 10%; its growth was faster than about three in four peers. Its lending rose to $56.6 million from $36.9 million. It is still far below 2020, when it made 603 loans, a count that fell every year until 2025.
Its share of Grand Island rose to 4.3% from 3.0%, ranking it 10 of 112 lenders. Pinnacle Bank leads there. In Omaha, its largest market, it ranked 67 of 417 with an unchanged 0.3%.
Borrowers with low or moderate incomes (LMI) took 36.6% of its loans, against 28.6% at similar lenders, higher than about four in five of them. Its share in majority-minority neighborhoods, 5.8%, was near the middle.
Home purchases made up 66.7% of its loans and refinances 28.0%; 99.0% were conventional. It turned down 6.9% of home-purchase applications, near the middle of similar lenders, whose typical rate was 7.5%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Equitable Bank took 246 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 66.7% · Refinance 28.0% · Home improvement 2.9% · Other 2.4%
Conventional 99.0% · FHA 1.0% · of 207 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 202 | 97.6% |
| Arizona | 2 | 1.0% |
| Colorado | 1 | 0.5% |
| Iowa | 1 | 0.5% |
| Kansas | 1 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Grand Island | 61 |
| Omaha | 51 |
| Lincoln | 9 |
| Phoenix-Mesa-Chandler | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300K5SWOZ1F2OHY48 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 81175 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 47056 | 2007–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1707056 | 2011–2017 |
Established 1 January 1890. Reported under HMDA 2007-2025.
Mergers, name changes, data editions and corrections: Equitable Bank's data.
Equitable Bank's data
$215
Equitable Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Equitable Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]