Applications / Mortgage Analytics / Lenders / Louisiana / CSE Federal Credit Union
Lake Charles, LA · Credit union · NCUA · $449 million assets · 129 loans in 2025
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129
loans originated, 2025
243
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
CSE Federal Credit Union, of Lake Charles, LA, grew 42% in 2025 and nearly doubled its share of its home market, where it now ranks 11 of 208 lenders.
It made 129 loans, up from 91. That rise was faster than at more than four in five similar lenders (credit unions making between half and twice as many loans), whose typical rise was 8%; the whole market grew 10%. The value of its loans about doubled, to $22.5 million from $11.4 million, as its typical loan grew to $125,000 from $95,000.
In Lake Charles, LA its share of lending rose to 2.4% from 1.3%, lifting it to 11 of 208 lenders. United Wholesale Mortgage, Fidelity Bank and Rocket Mortgage lead the market. It has lent there since at least 1990.
Refinances made up 44.2% of its loans, home purchases 29.5% and other purposes 23.3%. All its loans were conventional. Its typical loan was larger than at about two-thirds of similar lenders, where it was $105,000.
Borrowers with low or moderate incomes (LMI) took 26.5% of its loans, up from 16.1% in 2024. That is a little below the 29.0% at similar lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. CSE Federal Credit Union took 243 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 44.2% · Purchase 29.5% · Other 23.3% · Home improvement 3.1%
Conventional 100.0% · of 129 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 129 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lake Charles | 102 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493005HN78XQ5US3306 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 229678 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 55086 | 1990–2017 |
Established 1 January 1943. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: CSE Federal Credit Union's data.
CSE Federal Credit Union's data
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CSE Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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