Applications / Mortgage Analytics / Lenders / Connecticut / CSE Credit Union
Hartford, CT · Credit union · NCUA · $2.6 billion assets · 290 loans in 2025
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290
loans originated, 2025
450
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
CSE Credit Union mostly makes small loans to improve homes, and it made 20% fewer loans in 2025 while similar lenders grew.
Home improvement made up 44.1% of its loans and other purposes 32.1%; home purchases were only 4.1%. Its typical loan, $65,000, was smaller than at nearly all similar lenders (credit unions making between half and twice as many loans), whose typical loan was $105,000.
Its typical rate was 5.89%, against 6.88% at similar lenders, lower than at about nine in ten of them. None of its loans was higher-priced (a rate well above the average for similar loans), against 2.0% at peers. It also bought 24 loans from other lenders, more than nearly all similar lenders; the typical one bought none.
It made 290 loans, down 20% from 363, a fall among the steepest tenth of similar lenders, which typically grew 7%. Its count has dropped every year since 2021, when it made 764. In Hartford-West Hartford-East Hartford, CT it ranks 86 of 464 lenders, and its share slipped to 0.2% from 0.3% as the market grew 10%. Weaker demand for the home-improvement and other-purpose loans that make up most of its lending may be one cause.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. CSE Credit Union took 450 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 44.1% · Other 32.1% · Refinance 19.7% · Purchase 4.1%
Conventional 100.0% · of 290 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Connecticut | 286 | 98.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Hartford-West Hartford-East Hartford | 166 |
| New Haven | 61 |
| Norwich-New London-Willimantic | 23 |
| Bridgeport-Stamford-Danbury | 13 |
| Worcester | 9 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493005H3NABV4GMAG85 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 728199 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 565728 | 1994–2017 |
Established 1 January 1946. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: CSE Credit Union's data.
CSE Credit Union's data
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CSE Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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