Applications / Mortgage Analytics / Lenders / Connecticut / Crosspoint Federal Credit Union
Hamden, CT · Credit union · NCUA · $158 million assets · 119 loans in 2025
Crosspoint Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
119
loans originated, 2025
161
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Crosspoint Federal Credit Union lends mostly to fix up homes rather than buy them, and it about doubled its lending in 2025, to 119 loans from 60.
Its loans rose 98%, a faster rise than at nearly all similar lenders (credit unions making between half and twice as many loans), whose typical rise was 8%. The whole market grew 10%. It first appears in the record in 2023, with 45 loans. It filed no report from 2018 to 2022, so those years are gaps in the record, not years without lending.
Home improvement made up 42.0% of its loans and other purposes 24.4%; purchases were only 7.6%. That mix may explain its small loans. The typical one was $75,000, against $105,000 at similar lenders, smaller than at about three-quarters of them. All were conventional.
New Haven, CT is its main market. It ranked 94 of 392 lenders there with 0.2%, up from 0.0% in 2024. Rocket Mortgage leads that market, and Liberty Bank leads in Hartford, where its share rounds to 0.0%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Crosspoint Federal Credit Union took 161 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 42.0% · Refinance 26.1% · Other 24.4% · Purchase 7.6%
Conventional 100.0% · of 119 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Connecticut | 119 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| New Haven | 99 |
| Hartford-West Hartford-East Hartford | 12 |
| Bridgeport-Stamford-Danbury | 3 |
| Norwich-New London-Willimantic | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 98450057741D3B36B015 | 2023–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 724771 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 51309 | 1994–2016 |
Established 1 January 1936. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Crosspoint Federal Credit Union's data.
Crosspoint Federal Credit Union's data
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Crosspoint Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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