Gaining at home
Its share of lending in Lincoln, NE rose to 4.7% from 4.2%. Only Lincoln FSB of Nebraska, Pinnacle Bank and Union Bank and Trust Company rank higher there. Elsewhere it is small: it had 0.2% of lending in Omaha, IA-NE.
Applications / Mortgage Analytics / Lenders / Nebraska / Cornhusker Bank
Cornhusker Bank
Lincoln, NE · State member bank · FRS · $1.0 billion assets · 423 loans in 2025
Cornhusker Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
423
loans originated, 2025
490
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Cornhusker Bank ranks 5 of 249 lenders in Lincoln, NE, where it has lent since at least 1990, and its loans grew 14% in 2025, faster than at most similar lenders.
Growing faster than its peers
Its loans rose 14%, to 423 from 370. Similar lenders (state member banks making between half and twice as many loans) grew 6%, and the market as a whole 10%. That was faster than at about two-thirds of similar lenders. It lent $141.4 million in all.
A conventional, purchase-led bank
Nearly all its loans, 99.8%, are conventional. Home purchases make up 49.9%, and refinances 32.6%. Its typical loan, $215,000, is larger than at nearly two-thirds of similar lenders, where it is $185,000.
Few buyers turned down
It turned down 1.3% of first-lien home-purchase applications on owner-occupied homes, against 7.2% at the typical similar lender. That rate is among the lowest of the 76 similar lenders with one.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
423 loans in 2025, against a peak of 1,096 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Cornhusker Bank took 490 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
49.9% of its 2025 loans were purchase loans; 99.8% were conventional loans.
Purchase 49.9% · Refinance 32.6% · Home improvement 12.8% · Other 4.7%
Conventional 99.8% · VA 0.2% · of 423 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
7 states, 8 metros, 27 counties
| State | Loans | Share |
|---|---|---|
| Nebraska | 412 | 97.4% |
| Colorado | 3 | 0.7% |
| Florida | 3 | 0.7% |
| Kansas | 2 | 0.5% |
| Arizona | 1 | 0.2% |
| Iowa | 1 | 0.2% |
| Missouri | 1 | 0.2% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Lincoln | 342 |
| Omaha | 56 |
| Orlando-Kissimmee-Sanford | 2 |
| Denver-Aurora-Centennial | 1 |
| Kansas City | 1 |
| Lawrence | 1 |
| North Port-Bradenton-Sarasota | 1 |
| Phoenix-Mesa-Chandler | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900EQ47K76CF2A976 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 544652 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 314264 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 2544652 | 2011–2017 |
Established 24 August 1903. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Cornhusker Bank's data.
The data and the software behind these pages
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