Applications / Mortgage Analytics / Lenders / Nebraska / Core Bank
Omaha, NE · State non-member bank · FDIC · $1.1 billion assets · 456 loans in 2025
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456
loans originated, 2025
552
applications, 2025
19
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Core Bank, an Omaha bank, makes home-purchase loans with far more government backing than similar banks, and ranks 16 of 417 lenders in Omaha.
Loans insured by the Federal Housing Administration (FHA) were 10.1% of its lending and loans guaranteed by the Department of Veterans Affairs (VA) 11.0%. The typical similar lender (a state non-member bank making between half and twice as many loans) made only conventional loans. Purchases were 79.2% of its book, and its typical loan, $275,000, was larger than peers' $175,000.
Low- and moderate-income (LMI) borrowers took 38.7% of its loans, against 27.8% at similar lenders, more than at over nine in ten of them. Five years before, the figure was 25.5%. Its share in LMI neighborhoods, 20.8%, was higher than their 15.9%.
Its Omaha share fell 0.2 points to 1.6%; JPMorgan Chase Bank leads the market. Its loans rose 8%, a little less than the whole market's 10%, which may account for the change. It lends in 19 states and in 2025 entered Ann Arbor, Roanoke and Allentown-Bethlehem-Easton.
Its typical rate, 6.25%, was lower than the 6.75% at similar lenders, among the lowest tenth. It turned down 3.1% of first-lien home-purchase applications on owner-occupied homes, against 4.8% at the typical similar lender.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Core Bank took 552 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 79.2% · Refinance 19.3% · Home improvement 1.1% · Other 0.4%
Conventional 78.9% · VA 11.0% · FHA 10.1% · of 456 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 408 | 89.5% |
| Iowa | 17 | 3.7% |
| Colorado | 5 | 1.1% |
| Florida | 3 | 0.7% |
| Arizona | 2 | 0.4% |
| Georgia | 2 | 0.4% |
| Michigan | 2 | 0.4% |
| Missouri | 2 | 0.4% |
| Oklahoma | 2 | 0.4% |
| Tennessee | 2 | 0.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Omaha | 412 |
| Lincoln | 3 |
| Ann Arbor | 2 |
| Augusta-Richmond County | 2 |
| Denver-Aurora-Centennial | 2 |
| Kansas City | 2 |
| Oklahoma City | 2 |
| Pensacola-Ferry Pass-Brent | 2 |
| Phoenix-Mesa-Chandler | 2 |
| Allentown-Bethlehem-Easton | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300Y01XP7FO81MC08 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 976552 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 334363 | 2003–2017 |
Established 27 December 1996. Reported under HMDA 2003-2025.
Mergers, name changes, data editions and corrections: Core Bank's data.
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