Applications / Mortgage Analytics / Lenders / Louisiana / Community First Bank
New Iberia, LA · State non-member bank · FDIC · $742 million assets · 147 loans in 2025
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147
loans originated, 2025
179
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community First Bank, of New Iberia, Louisiana, makes small refinance loans, and its lending shrank for a third year while similar lenders grew.
It made 147 loans, against 186 in 2024 and 325 in 2022. Its fall of 21% compares with growth of 10% at similar lenders (state non-member banks making between half and twice as many loans) and in the whole market; its change was lower than at about nine in ten of them. Its dollar volume fell to $21.2 million from $29.9 million. Its reliance on refinances, most of its lending, may explain the fall.
Its typical loan was $95,000, against $175,000 at similar lenders, smaller than at about nine in ten of them. Every loan was conventional. Refinances were 62.6% of its loans, and manufactured homes 6.8%, against 2.8% at peers. Both fit with smaller loans.
Low- and moderate-income (LMI) tracts took 32.6% of its loans and majority-minority tracts 27.9%, against 17.2% and 4.9% at similar lenders. Both are higher than at more than eight in ten of them, and both rose from 18.9% and 13.4% in 2024.
In Lafayette, LA, where it has lent since 2005, its share fell to 0.6% from 1.1%; it ranks 44 of 280 lenders. United Wholesale Mortgage leads. The fall may simply follow its lower volume rather than a change in where it lends.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Community First Bank took 179 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 62.6% · Purchase 33.3% · Home improvement 2.7% · Other 1.4%
Conventional 100.0% · of 147 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 145 | 98.6% |
| Texas | 2 | 1.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lafayette | 60 |
| Baton Rouge | 3 |
| Fort Worth-Arlington-Grapevine | 1 |
| Lake Charles | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300BWRXVFSDCUUY93 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2775179 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 335020 | 2005–2017 |
Established 10 May 1999. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: Community First Bank's data.
Community First Bank's data
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Community First Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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