Applications / Mortgage Analytics / Lenders / Colorado / Colorado Credit Union
Littleton, CO · Credit union · NCUA · $432 million assets · 388 loans in 2025
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388
loans originated, 2025
731
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Colorado Credit Union lends mostly for home improvement and other purposes; only 16.0% of its loans in 2025 were for buying a home.
Home-improvement loans were 33.8% of its 388 loans and other purposes 30.9%. All were conventional. Its typical loan, $155,000, was larger than at about three in four similar lenders (credit unions making between half and twice as many loans), whose typical loan was $105,000.
Its typical rate was 7.75%, against 6.99% at similar lenders, higher than at nearly nine in ten. Home-improvement and other-purpose loans, its two biggest lines, may carry higher rates than first-lien purchase loans, which could account for much of the difference. Only 0.8% of its loans were higher-priced (a rate well above the average for similar loans), against 1.7%.
It ranks 106 of 754 lenders in Denver-Aurora-Centennial, with an unchanged 0.2%. Its loans fell 2%, while similar lenders grew 7% and the whole market 10%, but its dollar total rose to $82.1 million from $80.4 million.
Low- and moderate-income (LMI) borrowers took 22.8% of its loans, against 27.3% at similar lenders, though up from 10.8% in 2020. Its larger typical loan may lean toward better-off owners. Majority-minority areas took 13.1%, near the middle of its peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Colorado Credit Union took 731 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 33.8% · Other 30.9% · Refinance 19.3% · Purchase 16.0%
Conventional 100.0% · of 388 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Colorado | 385 | 99.2% |
| Florida | 1 | 0.3% |
| Tennessee | 1 | 0.3% |
| Texas | 1 | 0.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Denver-Aurora-Centennial | 314 |
| Greeley | 27 |
| Boulder | 11 |
| Fort Collins-Loveland | 9 |
| Colorado Springs | 6 |
| Grand Junction | 2 |
| Brownsville-Harlingen | 1 |
| Orlando-Kissimmee-Sanford | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300278QYT0O65D265 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 379386 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 568443 | 2001–2017 |
Established 1 January 1973. Reported under HMDA 2001-2025.
Mergers, name changes, data editions and corrections: Colorado Credit Union's data.
Colorado Credit Union's data
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Colorado Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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