Applications / Mortgage Analytics / Lenders / Florida / Cogent Bank / Competition
Cogent Bank
Orlando, FL · State non-member bank · FDIC · $2.4 billion assets · 171 loans in 2025
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171
loans originated, 2025
224
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Who Cogent Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
Cogent Bank ranks 83rd of 811 lenders in North Port-Bradenton-Sarasota, FL, with $25.8M lent: 0.3% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cogent Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO GEORGIA, 2025
Cogent Bank ranks 122nd of 683 lenders in non-metro Georgia, with $13.8M lent: 0.2% of a $8.64B market.
non-metro Georgia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cogent Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
Cogent Bank ranks 251st of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $8.4M lent: 0.0% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cogent Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
Cogent Bank ranks 292nd of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $7.5M lent: 0.0% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cogent Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — JACKSONVILLE, FL, 2025
Cogent Bank ranks 197th of 715 lenders in Jacksonville, FL, with $7.0M lent: 0.0% of a $14.26B market.
Jacksonville, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cogent Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HOMOSASSA SPRINGS, FL, 2025
Cogent Bank ranks 139th of 377 lenders in Homosassa Springs, FL, with $1.3M lent: 0.1% of a $1.14B market.
Homosassa Springs, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cogent Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — AUSTIN-ROUND ROCK-SAN MARCOS, TX, 2025
Cogent Bank ranks 576th of 753 lenders in Austin-Round Rock-San Marcos, TX, with $735K lent: 0.0% of a $22.41B market.
Austin-Round Rock-San Marcos, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cogent Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO COLORADO, 2025
Cogent Bank ranks 490th of 626 lenders in non-metro Colorado, with $565K lent: 0.0% of a $9.24B market.
non-metro Colorado is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cogent Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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