Applications / Mortgage Analytics / Lenders / South Carolina / Coastal Carolina National Bank
Myrtle Beach, SC · National bank · OCC · $1.3 billion assets · 294 loans in 2025
Coastal Carolina National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
294
loans originated, 2025
379
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Coastal Carolina National Bank is almost purely a home-purchase lender, with bigger loans than most similar banks, and it lost share in its home market in 2025.
Purchases were 88.8% of its 294 loans. Its typical loan, $285,000, was higher than at about four in five similar lenders (national banks making between half and twice as many loans), whose typical loan was $195,000. Jumbo loans (larger than the conforming limit) were 5.1%, against 2.0%.
It holds 1.3% of the Myrtle Beach-Conway-North Myrtle Beach market, down from 1.7%, and ranks 17 of 543; DHI Mortgage Company leads. Its own loans fell 9%, while similar lenders grew 5%. Some of its lending may have moved elsewhere: its share of Wilmington, NC rose to 0.1% from 0.0%.
Low- and moderate-income (LMI) borrowers took 6.2% of its loans, against 26.0% at peers, among the lowest in its group. LMI neighborhoods took 8.5%, against 16.5%. A book of larger purchase loans may lean toward buyers with higher incomes.
Manufactured homes were 6.8% of its loans, against 1.4% at similar lenders, higher than at about four in five of them. All its loans were conventional.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Coastal Carolina National Bank took 379 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 88.8% · Refinance 10.2% · Home improvement 1.0%
Conventional 100.0% · of 294 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| South Carolina | 271 | 92.2% |
| North Carolina | 20 | 6.8% |
| Florida | 1 | 0.3% |
| Georgia | 1 | 0.3% |
| Tennessee | 1 | 0.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Myrtle Beach-Conway-North Myrtle Beach | 189 |
| Augusta-Richmond County | 31 |
| Columbia | 12 |
| Wilmington | 12 |
| Greenville-Anderson-Greer | 5 |
| Charleston-North Charleston | 4 |
| Hilton Head Island-Bluffton-Port Royal | 4 |
| Spartanburg | 3 |
| Asheville | 1 |
| Charlotte-Concord-Gastonia | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930004SDYVHYN4M716 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3821822 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 124861 | 2010–2017 |
Established 8 June 2009. Reported under HMDA 2010-2025.
Mergers, name changes, data editions and corrections: Coastal Carolina National Bank's data.
Coastal Carolina National Bank's data
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Coastal Carolina National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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