Applications / Mortgage Analytics / Lenders / Illinois / CNB Bank and Trust / Competition
CNB Bank and Trust
Carlinville, IL · National bank · OCC · $1.8 billion assets · 381 loans in 2025
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381
loans originated, 2025
542
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Who CNB Bank and Trust competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
CNB Bank and Trust ranks 145th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $69.2M lent: 0.1% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and CNB Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ST. LOUIS, IL-MO, 2025
CNB Bank and Trust ranks 92nd of 637 lenders in St. Louis, IL-MO, with $35.5M lent: 0.2% of a $16.74B market.
St. Louis, IL-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and CNB Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO ILLINOIS, 2025
CNB Bank and Trust ranks 50th of 572 lenders in non-metro Illinois, with $16.2M lent: 0.5% of a $3.27B market.
non-metro Illinois is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and CNB Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SPRINGFIELD, IL, 2025
CNB Bank and Trust ranks 63rd of 217 lenders in Springfield, IL, with $1.1M lent: 0.1% of a $824.4M market.
Springfield, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and CNB Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — VIRGINIA BEACH-CHESAPEAKE-NORFOLK, NC-VA, 2025
CNB Bank and Trust ranks 366th of 577 lenders in Virginia Beach-Chesapeake-Norfolk, NC-VA, with $875K lent: 0.0% of a $15.33B market.
Virginia Beach-Chesapeake-Norfolk, NC-VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and CNB Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LEXINGTON-FAYETTE, KY, 2025
CNB Bank and Trust ranks 373rd of 389 lenders in Lexington-Fayette, KY, with $115K lent: 0.0% of a $3.62B market.
Lexington-Fayette, KY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and CNB Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO WISCONSIN, 2025
CNB Bank and Trust ranks 634th of 659 lenders in non-metro Wisconsin, with $125K lent: 0.0% of a $8.43B market.
non-metro Wisconsin is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and CNB Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — LAS VEGAS-HENDERSON-NORTH LAS VEGAS, NV, 2025
CNB Bank and Trust ranks 412th of 489 lenders in Las Vegas-Henderson-North Las Vegas, NV, with $505K lent: 0.0% of a $19.26B market.
Las Vegas-Henderson-North Las Vegas, NV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and CNB Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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CNB Bank and Trust and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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