Not mainly a buyer's lender
Other-purpose loans made up 33.3% of its lending, home purchases 29.8% and refinances 26.3%. Every loan in 2025 was conventional. Similar lenders here are credit unions making between half and twice as many loans.
Applications / Mortgage Analytics / Lenders / Ohio / CME Federal Credit Union
CME Federal Credit Union
Columbus, OH · Credit union · NCUA · $476 million assets · 171 loans in 2025
CME Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
171
loans originated, 2025
245
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
CME Federal Credit Union, a Columbus credit union, raised its typical loan to $155,000 from $95,000 in 2025, larger than at most similar credit unions.
Bigger loans, lower rates
Its typical loan was larger than at about four in five similar lenders, whose typical loan was $105,000. Its typical rate, 6.25%, was lower than at about four in five of them; theirs was 6.75%.
Steady in Columbus
In Columbus, where it has lent since at least 1990, it ranks 99 of 596 lenders with 0.2% of the market, unchanged from 2024. The Huntington National Bank leads. Its loan count slipped 1%, while similar lenders grew by 7%, and it remains below the 370 loans it made in 2021.
More loans in majority-minority areas
Majority-minority areas took 15.2% of its loans, against 10.8% at similar lenders. Low- and moderate-income borrowers took 30.6%, near the middle of the group.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
171 loans in 2025, against a peak of 370 in 2021.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. CME Federal Credit Union took 245 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
33.3% of its 2025 loans were other loans; all were conventional loans.
Other 33.3% · Purchase 29.8% · Refinance 26.3% · Home improvement 10.5%
Conventional 100.0% · of 171 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 3 metros, 18 counties
| State | Loans | Share |
|---|---|---|
| Ohio | 171 | 100.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Columbus | 161 |
| Cleveland | 1 |
| Dayton-Kettering-Beavercreek | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493003GJY287GIWFH36 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 565376 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 5294 | 1990–2017 |
Established 1 January 1935. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: CME Federal Credit Union's data.
The data and the software behind these pages
CME Federal Credit Union's data
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