Applications / Mortgage Analytics / Lenders / Illinois / City National Bank
Metropolis, IL · Depository institution · OCC · 190 loans in 2025
City National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
190
loans originated, 2025
215
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
City National Bank, an Illinois lender, first reported its mortgages in 2025 and went straight to fifth place in the Paducah market.
In Paducah, its largest market, it ranked 5 of 164 lenders with 5.0% of the market. The four ahead of it were The Paducah Bank and Trust Company, Community Financial Services Bank, Independence Bank of Kentucky and Rocket Mortgage. It ranked 148 of 572 in non-metro Illinois and 229 of 537 in non-metro Kentucky. Its record begins in 2025, so any earlier lending is not in the data.
Manufactured homes made up 24.7% of its 190 loans, against 3.2% at similar lenders (depository institutions making between a quarter and four times as many loans), more than at about nine in ten. Its loans are small, too. The typical one was $100,000, against $155,000 at peers. Every loan was conventional; home purchases were 58.9% and refinances 33.7%.
Borrowers with low and moderate incomes (LMI) took 38.8% of its loans, against 21.7% at similar lenders, more than at four in five of them. LMI neighborhoods took 24.1%, against 9.4%. Its smaller loans and its manufactured-home lending may explain part of this.
Similar lenders: same lender type, originations between a quarter and four times the lender's. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2025–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. City National Bank took 215 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 58.9% · Refinance 33.7% · Home improvement 5.8% · Other 1.6%
Conventional 100.0% · of 190 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 137 | 72.1% |
| Kentucky | 53 | 27.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Paducah | 137 |
| Clarksville | 1 |
| Louisville/Jefferson County | 1 |
| Owensboro | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300MEMKSF7703ZQ25 | 2025–2025 |
Established 30 May 1984. Reported under HMDA in 2025.
Mergers, name changes, data editions and corrections: City National Bank's data.
City National Bank's data
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City National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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