Applications / Mortgage Analytics / Lenders / Oklahoma / Chickasaw Community Bank
Oklahoma City, OK · State member bank · FRS · $436 million assets · 161 loans in 2025
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161
loans originated, 2025
421
applications, 2025
18
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Chickasaw Community Bank lends mainly to homebuyers with loans insured by the Federal Housing Administration (FHA), and it makes far fewer of them than it did: 161 in 2025, against 2,864 in 2020.
FHA loans made up 82.6% of its lending. Similar lenders (state member banks making between half and twice as many loans) made almost none: their typical share was 0.0%, and their loans are typically all conventional. Home purchases were 86.3% of its loans. It lent in 18 states, with Oklahoma the main one.
Its loan count has fallen every year since 2020. In 2025 it dropped 31%, to 161 from 235, while similar lenders grew 8% and the whole market 10%. Fewer than one in twenty peers shrank more. The figures do not say why. A smaller FHA purchase business, or its own choices about where to lend, could explain it. Where outside Oklahoma it now makes its loans is an open question.
Its typical rate was 6.25%, lower than at nearly all similar lenders, whose typical rate was 6.75%. None of its loans was higher-priced (a rate well above the average for similar loans). Its typical loan was $215,000, against $175,000 at peers.
It holds small shares in Oklahoma City and Tulsa. In Oklahoma City it ranked 143 of 534 lenders, with 0.1% of the market, down 0.1 points; First United Bank and Trust Company led. In Tulsa it ranked 169 of 476, also with 0.1%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Chickasaw Community Bank took 421 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 86.3% · Refinance 11.2% · Other 1.9% · Home improvement 0.6%
FHA 82.6% · Conventional 16.8% · USDA (RHS or FSA) 0.6% · of 161 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oklahoma | 118 | 73.3% |
| Alabama | 12 | 7.5% |
| Texas | 6 | 3.7% |
| Arkansas | 4 | 2.5% |
| Nebraska | 3 | 1.9% |
| New Mexico | 3 | 1.9% |
| Colorado | 2 | 1.2% |
| Louisiana | 2 | 1.2% |
| Oregon | 2 | 1.2% |
| Arizona | 1 | 0.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Oklahoma City | 40 |
| Mobile | 11 |
| Tulsa | 9 |
| Fort Smith | 3 |
| Omaha | 3 |
| Austin-Round Rock-San Marcos | 2 |
| Dallas-Plano-Irving | 2 |
| Denver-Aurora-Centennial | 2 |
| Fayetteville-Springdale-Rogers | 2 |
| Lawton | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LIZH7VW4DFJK44 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 64552 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 264552 | 2004–2017 |
Established 1 January 1903. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Chickasaw Community Bank's data.
Chickasaw Community Bank's data
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Chickasaw Community Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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