Applications / Mortgage Analytics / Lenders / Alabama / CCB Community Bank
Andalusia, AL · State non-member bank · FDIC · $663 million assets · 144 loans in 2025
CCB Community Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
144
loans originated, 2025
162
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
CCB Community Bank grew faster than nearly nine in ten similar banks in 2025, lifting its loans by 44% to 144.
Originations rose from 100 to 144, against 9% growth at the typical similar lender (state non-member banks making between half and twice as many loans) and 10% for the whole market. The count is back near the 139 of five years before, though still below the 202 of 2021.
Its typical loan was $135,000, against $175,000 at similar lenders, lower than about three-quarters of them. Manufactured homes made up 9.7% of its loans, about three times peers' 3.0%. Every loan was conventional.
Low- and moderate-income (LMI) borrowers took 19.2% of its loans, against 28.4% at similar lenders. LMI neighborhoods took 9.0%, against 17.2%, down from 18.7% five years before. The 13 counties it serves, mainly in Alabama, may hold fewer such neighborhoods, and where its borrowers live may have shifted.
Its largest market is non-metro Alabama, where it ranked 48 of 523 lenders; United Wholesale Mortgage and Rocket Mortgage lead there. In metros such as Birmingham and Crestview-Fort Walton Beach-Destin its share is 0.1% or less.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. CCB Community Bank took 162 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 51.4% · Refinance 34.7% · Other 9.7% · Home improvement 4.2%
Conventional 100.0% · of 144 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Alabama | 130 | 90.3% |
| Florida | 14 | 9.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Crestview-Fort Walton Beach-Destin | 11 |
| Auburn-Opelika | 3 |
| Birmingham | 2 |
| Dothan | 2 |
| Panama City-Panama City Beach | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900FG1PR8UNV77C36 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 655839 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2655839 | 2008–2013 |
| Respondent ID (the HMDA filer code before 2018) | 316595 | 2014–2017 |
Established 1 July 1947. Reported under HMDA 2008-2025.
Mergers, name changes, data editions and corrections: CCB Community Bank's data.
CCB Community Bank's data
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CCB Community Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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