Applications / Mortgage Analytics / Lenders / Florida / Capital City Bank / Competition
Capital City Bank
Tallahassee, FL · State member bank · FRS · $4.4 billion assets · 462 loans in 2025
Capital City Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
462
loans originated, 2025
765
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Capital City Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — TALLAHASSEE, FL, 2025
Capital City Bank ranks 31st of 372 lenders in Tallahassee, FL, with $13.9M lent: 0.8% of a $1.71B market.
Tallahassee, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
Capital City Bank ranks 316th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $13.3M lent: 0.0% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GAINESVILLE, FL, 2025
Capital City Bank ranks 38th of 367 lenders in Gainesville, FL, with $12.0M lent: 0.7% of a $1.76B market.
Gainesville, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO FLORIDA, 2025
Capital City Bank ranks 81st of 564 lenders in non-metro Florida, with $9.5M lent: 0.3% of a $3.36B market.
non-metro Florida is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — JACKSONVILLE, FL, 2025
Capital City Bank ranks 196th of 715 lenders in Jacksonville, FL, with $7.0M lent: 0.0% of a $14.26B market.
Jacksonville, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ASHEVILLE, NC, 2025
Capital City Bank ranks 309th of 422 lenders in Asheville, NC, with $460K lent: 0.0% of a $5.08B market.
Asheville, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Capital City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — GAINESVILLE, GA, 2025
Capital City Bank ranks 317th of 336 lenders in Gainesville, GA, with $175K lent: 0.0% of a $1.67B market.
Gainesville, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Capital City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BIRMINGHAM, AL, 2025
Capital City Bank ranks 478th of 523 lenders in Birmingham, AL, with $175K lent: 0.0% of a $7.02B market.
Birmingham, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Capital City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Capital City Bank's data
$215
Capital City Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Capital City Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]