Applications / Mortgage Analytics / Lenders / Maryland / Calvin B. Taylor Banking Company of Berlin, Maryland
Berlin, MD · State non-member bank · FDIC · $986 million assets · 126 loans in 2025
Calvin B. Taylor Banking Company of Berlin, Maryland's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
126
loans originated, 2025
205
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Calvin B. Taylor Banking Company of Berlin, Maryland is a rural home-purchase lender in three states, and its loans run larger than its peers'.
Purchases made up 81.7% of its loans. Its typical loan was $295,000, against $175,000 at similar lenders (state non-member banks making between half and twice as many loans), larger than at most of them. Jumbo loans (larger than the conforming limit) were 3.3%, against 1.5%.
It made 126 loans, as in 2024, while similar lenders grew 9% and the whole market 10%. It made 194 in 2020 and 198 in 2021. A lender that mostly finances purchases may follow home sales in its rural markets more than refinancing.
It ranks 54 of 539 lenders in non-metro Virginia, 40 of 383 in non-metro Maryland and 81 of 368 in non-metro Delaware, all since 2014. In Salisbury, MD it ranks 44 of 205, and its share rose 0.1 points to 0.5%.
Low- and moderate-income (LMI) borrowers took 13.6% of its loans, lower than at about nine in ten similar lenders, and LMI neighborhoods 6.3%, against 17.6%. Larger purchase loans and the incomes in the areas it serves are possible reasons.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Calvin B. Taylor Banking Company of Berlin, Maryland took 205 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 81.7% · Refinance 9.5% · Other 6.3% · Home improvement 2.4%
Conventional 100.0% · of 126 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Virginia | 64 | 50.8% |
| Maryland | 48 | 38.1% |
| Delaware | 14 | 11.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Salisbury | 11 |
| Dover | 1 |
| Virginia Beach-Chesapeake-Norfolk | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493005NXMQ7SP5TOF96 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 39327 | 2014–2023 |
| Respondent ID (the HMDA filer code before 2018) | 35874 | 2014–2017 |
Established 1 January 1890. Reported under HMDA 2014-2025.
Mergers, name changes, data editions and corrections: Calvin B. Taylor Banking Company of Berlin, Maryland's data.
Calvin B. Taylor Banking Company of Berlin, Maryland's data
$215
Calvin B. Taylor Banking Company of Berlin, Maryland and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Calvin B. Taylor Banking Company of Berlin, Maryland's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]