Applications / Mortgage Analytics / Lenders / Ohio / Bridge Credit Union
Powell, OH · Credit union · NCUA · $251 million assets · 286 loans in 2025
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286
loans originated, 2025
391
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bridge Credit Union, a small credit union in Powell, Ohio, made nearly four times as many loans in 2025 as in 2024, 286 against 74, most of them small loans to refinance or improve a home.
Its loans rose 286%, while similar lenders, credit unions making between half and twice as many loans, grew by 6% and the whole market by 10%. From 2020 to 2024 it made between 57 and 98 loans a year, so 2025 is a break from its own history. The public data do not show what drove it.
Refinances made up 68.5% of its lending and home improvement 20.6%; purchases were only 9.1%. Its typical loan was $75,000, against $105,000 at similar lenders, lower than at nearly nine in ten of them. It made no jumbo loans.
It lent in 50 counties and 13 metros, all in Ohio. In Columbus, its largest market, it ranked 149 of 596 lenders with 0.1% of the market; The Huntington National Bank led there. Its share in Youngstown-Warren was a little higher, at 0.2%.
Low- and moderate-income (LMI) borrowers took 31.2% of its loans, against 27.3% at similar lenders. Poorer neighborhoods (LMI tracts) took 17.8%, against 15.8%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bridge Credit Union took 391 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 68.5% · Home improvement 20.6% · Purchase 9.1% · Other 1.7%
Conventional 100.0% · of 286 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 286 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Columbus | 91 |
| Dayton-Kettering-Beavercreek | 48 |
| Youngstown-Warren | 39 |
| Cleveland | 15 |
| Springfield | 8 |
| Cincinnati | 3 |
| Mansfield | 2 |
| Sandusky | 2 |
| Akron | 1 |
| Lima | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300PGWM7M3DKQ1F43 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 636995 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 562406 | 1995–2017 |
Established 1 January 1967. Reported under HMDA 1995-2025.
Mergers, name changes, data editions and corrections: Bridge Credit Union's data.
Bridge Credit Union's data
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Bridge Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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