Growing again
Its loans rose 31% to 188, against 10% at similar lenders (state non-member banks making between half and twice as many loans), faster than at about four in five of them. The rise followed a fall from 288 loans in 2022 to 143 in 2024.
Applications / Mortgage Analytics / Lenders / Louisiana / BOM Bank
BOM Bank
Natchitoches, LA · State non-member bank · FDIC · $1.5 billion assets · 188 loans in 2025
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188
loans originated, 2025
235
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
BOM Bank grew 31% in 2025 and won a bigger share of lending in Shreveport-Bossier City and Alexandria, its two largest Louisiana metros.
Gaining in its home metros
In Alexandria, where it ranks 11 of 152 lenders, its share rose to 2.8% from 1.7%; Red River Bank leads there. In Shreveport-Bossier City its share rose to 1.2% from 0.3%. It has lent in both since 2004.
Bigger loans than before
Its typical loan rose to $205,000 from $155,000, and the amount it lent to $53.5 million from $32.3 million. All its loans were conventional, and purchases made up 56.4%.
Minority neighborhoods, fewer modest borrowers
Majority-minority areas took 20.7% of its loans, against 6.5% at similar lenders, more than at about three in four of them. Low- and moderate-income (LMI) borrowers took 20.3%, fewer than at about three-quarters of its peers. Loan size may be one reason: its typical loan was larger than the $175,000 at similar lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
188 loans in 2025, against a peak of 288 in 2022.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. BOM Bank took 235 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
56.4% of its 2025 loans were purchase loans; all were conventional loans.
Purchase 56.4% · Refinance 37.2% · Home improvement 4.3% · Other 2.1%
Conventional 100.0% · of 188 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
4 states, 9 metros, 26 counties
| State | Loans | Share |
|---|---|---|
| Louisiana | 158 | 84.0% |
| Texas | 27 | 14.4% |
| Arkansas | 2 | 1.1% |
| Alabama | 1 | 0.5% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Alexandria | 44 |
| Shreveport-Bossier City | 39 |
| Baton Rouge | 1 |
| Dallas-Plano-Irving | 1 |
| Daphne-Fairhope-Foley | 1 |
| Houston-Pasadena-The Woodlands | 1 |
| Lafayette | 1 |
| Lake Charles | 1 |
| Longview | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LDX1HCIL448282 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 684455 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 31373 | 2004–2017 |
Established 5 October 1903. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: BOM Bank's data.
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