Applications / Mortgage Analytics / Lenders / Wisconsin / Bankers' Bank
Madison, WI · State member bank · FRS · $1.4 billion assets · 402 loans in 2025
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402
loans originated, 2025
589
applications, 2025
9
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bankers' Bank, a Wisconsin lender, makes home-purchase loans across 129 counties in 9 states, and its lending grew 19% in 2025, faster than at most similar lenders.
It made 402 loans, up from 337. Similar lenders (state member banks making between half and twice as many loans) grew 6%, and its rise was higher than at nearly three-quarters of them. It made 1,683 loans in 2021. It filed no report for 2020.
Home purchases were 74.9% of its loans. It lent in 35 metros and added Akron, Cleveland and Springfield in 2025, each with a very small share. Its biggest market is non-metro Wisconsin, where it ranked 111 of 659. RHS loans (guaranteed by the Department of Agriculture's Rural Housing Service) were 2.2%; the typical similar lender made none.
Low- and moderate-income (LMI) borrowers took 32.8% of its loans, against 27.7%, higher than at about seven in ten similar lenders. LMI neighborhoods took 11.4%, against 16.2%, and majority-minority areas 1.0%, against 6.7%. Its concentration in non-metro Wisconsin may be one reason.
Its typical rate was 6.50%, against 6.75%, lower than at about three-quarters of similar lenders. Higher-priced loans (a rate well above the average for similar loans) were 2.2%, against 2.4%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Bankers' Bank took 589 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 74.9% · Refinance 24.6% · Home improvement 0.5%
Conventional 97.5% · USDA (RHS or FSA) 2.2% · VA 0.2% · of 402 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Iowa | 98 | 24.4% |
| Wisconsin | 90 | 22.4% |
| Illinois | 88 | 21.9% |
| Ohio | 53 | 13.2% |
| Indiana | 31 | 7.7% |
| Kansas | 19 | 4.7% |
| Michigan | 15 | 3.7% |
| Missouri | 7 | 1.7% |
| Nebraska | 1 | 0.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| St. Louis | 44 |
| Omaha | 27 |
| Des Moines-West Des Moines | 20 |
| Chicago-Naperville-Schaumburg | 14 |
| Indianapolis-Carmel-Greenwood | 14 |
| Kansas City | 9 |
| Janesville-Beloit | 8 |
| Sheboygan | 7 |
| Elgin | 6 |
| Madison | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300EES32R2VOEK894 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 408642 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2408642 | 1990–2017 |
Established 1 September 1981. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Bankers' Bank's data.
Bankers' Bank's data
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Bankers' Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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