Applications / Mortgage Analytics / Lenders / Kansas / Bank of the Flint Hills
Wamego, KS · State member bank · FRS · $509 million assets · 183 loans in 2025
Bank of the Flint Hills's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
183
loans originated, 2025
219
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of the Flint Hills is a Kansas bank that ranks seventh in Manhattan, KS, and it lent far more to low- and moderate-income borrowers in 2025 than a year before.
It ranked 7 of 209 lenders in Manhattan, KS, where it has lent since 1998. Its share slipped from 5.1% to 4.9%, a change small enough to come from a few loans either way. Mortgage Research Center and Community First National Bank lead that market. In Topeka its share rose from 0.6% to 0.9%, ranking 23 of 236.
Low- and moderate-income (LMI) borrowers took 36.1% of its loans, against 28.6% at similar lenders (state member banks making between half and twice as many loans), more than at about four in five. A year earlier the figure was 21.7%, and five years before 18.0%. Its share in LMI areas, 14.9%, sat near the middle of similar lenders.
Refinances were 52.5% of its loans and purchases 47.0%, all conventional. Its typical loan was $215,000, against $175,000 at peers. Its loans rose 9% to 183, close to similar lenders' 8%, after falling from 356 in 2020 to 131 in 2023.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bank of the Flint Hills took 219 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 52.5% · Purchase 47.0% · Home improvement 0.5%
Conventional 100.0% · of 183 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kansas | 174 | 95.1% |
| Missouri | 8 | 4.4% |
| Florida | 1 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Manhattan | 122 |
| Topeka | 34 |
| Kansas City | 11 |
| Springfield | 1 |
| Tampa | 1 |
| Wichita | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493002HI2PDK2BQF091 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 552059 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 13434 | 2004–2013 |
| Respondent ID (the HMDA filer code before 2018) | 2552059 | 2014–2017 |
Established 1 January 1875. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Bank of the Flint Hills's data.
Bank of the Flint Hills's data
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Bank of the Flint Hills and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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