Applications / Mortgage Analytics / Lenders / Illinois / Bank of Pontiac / Competition
Bank of Pontiac
Pontiac, IL · State member bank · FRS · $1.2 billion assets · 293 loans in 2025
Bank of Pontiac's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
293
loans originated, 2025
339
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Bank of Pontiac competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
Bank of Pontiac ranks 179th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $53.0M lent: 0.1% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Pontiac in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO ILLINOIS, 2025
Bank of Pontiac ranks 38th of 572 lenders in non-metro Illinois, with $21.0M lent: 0.6% of a $3.27B market.
non-metro Illinois is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Pontiac in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO INDIANA, 2025
Bank of Pontiac ranks 181st of 555 lenders in non-metro Indiana, with $4.7M lent: 0.1% of a $5.84B market.
non-metro Indiana is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Pontiac in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BLOOMINGTON, IL, 2025
Bank of Pontiac ranks 31st of 221 lenders in Bloomington, IL, with $4.2M lent: 0.6% of a $724.8M market.
Bloomington, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Pontiac in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PEORIA, IL, 2025
Bank of Pontiac ranks 104th of 289 lenders in Peoria, IL, with $920K lent: 0.1% of a $1.33B market.
Peoria, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Pontiac in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MICHIGAN CITY-LA PORTE, IN, 2025
Bank of Pontiac ranks 108th of 241 lenders in Michigan City-La Porte, IN, with $735K lent: 0.1% of a $528.3M market.
Michigan City-La Porte, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bank of Pontiac in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PHOENIX-MESA-CHANDLER, AZ, 2025
Bank of Pontiac ranks 875th of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $65K lent: 0.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bank of Pontiac in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ROCKFORD, IL, 2025
Bank of Pontiac ranks 210th of 302 lenders in Rockford, IL, with $305K lent: 0.0% of a $1.24B market.
Rockford, IL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bank of Pontiac in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Bank of Pontiac and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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