Fewer loans, more dollars
It made 166 loans, down from 183, a steeper fall than at more than four in five similar lenders (state non-member banks making between half and twice as many loans). The decline is long: it made 754 loans in 2020. Yet the dollars it lent rose to $50.2 million from $44.2 million, as its typical loan grew to $215,000 from $185,000.