Applications / Mortgage Analytics / Lenders / New York / Bank of Greene
Catskill, NY · Savings institution · OCC · $3.1 billion assets · 351 loans in 2025
Bank of Greene's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
351
loans originated, 2025
528
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of Greene, a New York savings institution, does more home-improvement lending than anything else, and its loans rose 52% in 2025, faster than at more than nine in ten similar lenders.
Home-improvement loans made up 37.9% of its lending, ahead of purchases at 30.8% and refinances at 22.5%. Its typical loan, $175,000, was smaller than the $225,000 at similar lenders (savings institutions making between half and twice as many loans), and smaller than at about three-quarters of them. Smaller home-improvement loans may account for part of that.
Its loans rose to 351 from 231, while similar lenders grew 4% and the whole market 10%. The jump followed a fall to 228 in 2023 and brings it back near its 2019 level of 358.
It ranks 14 of 377 lenders in non-metro New York, where it has lent since at least 1990; Community Bank and Rocket Mortgage lead. In Kingston, NY its share rose to 0.8% from 0.6%, and it ranks 32 of 184. In Albany-Schenectady-Troy, NY it holds 0.4% and ranks 41 of 265.
Its typical rate was 7.00%, against 6.62% at similar lenders, higher than at about seven in ten. Its home-improvement mix may account for the difference. None of its loans was higher-priced (a rate well above the average for similar loans), against 0.4% at its peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bank of Greene took 528 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 37.9% · Purchase 30.8% · Refinance 22.5% · Other 8.8%
Conventional 100.0% · of 351 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New York | 351 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Albany-Schenectady-Troy | 53 |
| Kingston | 27 |
| Kiryas Joel-Poughkeepsie-Newburgh | 11 |
| Nassau County-Suffolk County | 1 |
| Utica-Rome | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300G0QSZVT1E3RS89 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 214106 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 321591 | 1990–2006 |
| Respondent ID (the HMDA filer code before 2018) | 418028 | 2007–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1718028 | 2011–2017 |
Established 18 May 1974. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Bank of Greene's data.
Bank of Greene's data
$215
Bank of Greene and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Bank of Greene's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]