Applications / Mortgage Analytics / Lenders / Wisconsin / Bank of Deerfield
Deerfield, WI · State non-member bank · FDIC · $261 million assets · 126 loans in 2025
Bank of Deerfield's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
126
loans originated, 2025
151
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of Deerfield bounced back in 2025, making 29% more loans, faster growth than about three-quarters of similar lenders.
The bank made 126 loans, up from 98. The typical similar lender (state non-member banks making between half and twice as many loans) grew 9%, and the whole market 10%. The rise follows four years of decline from 513 loans in 2020. Purchases were 73.8% of its lending, and every loan was conventional.
In Madison, where it has lent since at least 1990, its share rose to 0.4% from 0.3%. It ranks 46th of 380 lenders in a market led by Summit Credit Union and UW Credit Union. In Janesville-Beloit its share rose by the same amount, to 0.4%.
Low- and moderate-income (LMI) neighborhoods took 22.4% of its loans, up from 18.4% a year earlier. That is higher than at about two-thirds of similar lenders, where the typical share was 17.5%. Its shares of LMI borrowers and of loans in majority-minority neighborhoods sit near the middle of the group.
Its typical loan, $225,000, was larger than at about seven in ten similar lenders, whose typical loan was $175,000. The figure has barely moved in five years.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bank of Deerfield took 151 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 73.8% · Refinance 21.4% · Home improvement 3.2% · Other 1.6%
Conventional 100.0% · of 126 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Wisconsin | 126 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Madison | 74 |
| Janesville-Beloit | 25 |
| Milwaukee-Waukesha | 2 |
| Eau Claire | 1 |
| La Crosse-Onalaska | 1 |
| Oshkosh-Neenah | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493006ACVE4WEX8D790 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 588245 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 32477 | 1990–2017 |
Established 1 January 1887. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Bank of Deerfield's data.
Bank of Deerfield's data
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Bank of Deerfield and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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