Applications / Mortgage Analytics / Lenders / New York / Ballston SPA National Bank / Competition
Ballston SPA National Bank
Ballston Spa, NY · National bank · OCC · $929 million assets · 340 loans in 2025
Ballston SPA National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
340
loans originated, 2025
502
applications, 2025
9
states and territories
0
gaps bigger than at similar lenders
Who Ballston SPA National Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ALBANY-SCHENECTADY-TROY, NY, 2025
Ballston SPA National Bank ranks 16th of 265 lenders in Albany-Schenectady-Troy, NY, with $59.8M lent: 1.3% of a $4.52B market.
Albany-Schenectady-Troy, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ballston SPA National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NEW YORK, 2025
Ballston SPA National Bank ranks 141st of 377 lenders in non-metro New York, with $3.4M lent: 0.1% of a $3.97B market.
non-metro New York is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ballston SPA National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GLENS FALLS, NY, 2025
Ballston SPA National Bank ranks 42nd of 145 lenders in Glens Falls, NY, with $2.4M lent: 0.4% of a $554.4M market.
Glens Falls, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ballston SPA National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HARTFORD-WEST HARTFORD-EAST HARTFORD, CT, 2025
Ballston SPA National Bank ranks 268th of 464 lenders in Hartford-West Hartford-East Hartford, CT, with $1.4M lent: 0.0% of a $7.37B market.
Hartford-West Hartford-East Hartford, CT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ballston SPA National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PORT ST. LUCIE, FL, 2025
Ballston SPA National Bank ranks 264th of 559 lenders in Port St. Lucie, FL, with $1.3M lent: 0.0% of a $4.88B market.
Port St. Lucie, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ballston SPA National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CAPE CORAL-FORT MYERS, FL, 2025
Ballston SPA National Bank ranks 516th of 798 lenders in Cape Coral-Fort Myers, FL, with $620K lent: 0.0% of a $7.41B market.
Cape Coral-Fort Myers, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Ballston SPA National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — TRENTON-PRINCETON, NJ, 2025
Ballston SPA National Bank ranks 358th of 365 lenders in Trenton-Princeton, NJ, with $95K lent: 0.0% of a $2.54B market.
Trenton-Princeton, NJ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Ballston SPA National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — OCALA, FL, 2025
Ballston SPA National Bank ranks 531st of 536 lenders in Ocala, FL, with $35K lent: 0.0% of a $2.98B market.
Ocala, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Ballston SPA National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Ballston SPA National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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