Applications / Mortgage Analytics / Lenders / Arkansas / Anstaff Bank
Green Forest, AR · State member bank · FRS · $1.1 billion assets · 242 loans in 2025
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242
loans originated, 2025
293
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Anstaff Bank, an Arkansas lender, makes small loans for many purposes, home improvement and manufactured homes among them, and it made 17% more loans in 2025 than in 2024.
Home purchases made up 51.2% of its loans, refinances 21.1%, home improvement 17.4% and other purposes 10.3%. Manufactured homes were 9.9% of its lending, against 2.1% at similar lenders (state member banks making between half and twice as many loans). Its typical loan, $115,000, was smaller than at nearly nine in ten of them.
Its loans rose 17% to 242, against 7% at the typical similar lender and 10% in the whole market, faster than at about two-thirds of its peers. The amount it lent rose to $45.8 million from $30.2 million. Its volume is steady: since 2018 it has made between 201 and 273 loans a year.
Its largest market is non-metro Arkansas, where it has lent since 2000 and ranks 22 of 459 lenders. Rocket Mortgage and Arvest Bank lead there. Its loans reached 2 states and 17 counties.
Poorer neighborhoods (low- and moderate-income, or LMI, census tracts) received 5.8% of its loans, against 15.8% at similar lenders, among the lowest tenth. Majority-minority neighborhoods received 0.4%. One possible reason is where it lends: the share depends on how many such neighborhoods its counties hold. LMI borrowers took 23.5% of its loans, against 28.6% at its peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Anstaff Bank took 293 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 51.2% · Refinance 21.1% · Home improvement 17.4% · Other 10.3%
Conventional 100.0% · of 242 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arkansas | 236 | 97.5% |
| Missouri | 6 | 2.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Fayetteville-Springdale-Rogers | 12 |
| Little Rock-North Little Rock-Conway | 3 |
| Springfield | 2 |
| Jonesboro | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300FAG4VH7YJ66576 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 261940 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 113543 | 2004–2015 |
| Respondent ID (the HMDA filer code before 2018) | 33869 | 2016–2017 |
Established 4 May 1931. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Anstaff Bank's data.
Anstaff Bank's data
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Anstaff Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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