Fast growth from a small base
It made 120 loans, up from 79, while similar lenders (credit unions making between half and twice as many loans) grew 8% and the whole market 10%. Five years earlier it made 24.
Applications / Mortgage Analytics / Lenders / Louisiana / ANECA Federal Credit Union
ANECA Federal Credit Union
Shreveport, LA · Credit union · NCUA · $254 million assets · 120 loans in 2025
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120
loans originated, 2025
188
applications, 2025
9
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
ANECA Federal Credit Union is a Shreveport refinance lender whose loans rose 52% in 2025, faster than at about six in seven similar credit unions.
Refinancing, in bigger loans
Refinances made up 79.2% of its loans and purchases the rest. Its typical loan, $155,000, was higher than at about four in five peers, whose typical loan was $105,000.
Rooted in Shreveport
It ranks 29 of 255 lenders in Shreveport-Bossier City, LA, where it has lent since at least 1990, with 1.1% of the market. United Wholesale Mortgage and DSLD Mortgage lead there. Its loans reached 9 states and 15 metros.
Fewer modest earners
Low- and moderate-income (LMI) borrowers took 14.4% of its loans, against 29.1% at peers, among the lowest tenth. Its refinance focus and larger loans are possible reasons. Majority-minority neighborhoods took 14.2% of its loans, against 9.6%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
120 loans in 2025, its most in any year since 2018.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. ANECA Federal Credit Union took 188 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
79.2% of its 2025 loans were refinance loans; all were conventional loans.
Refinance 79.2% · Purchase 20.8%
Conventional 100.0% · of 120 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
9 states, 15 metros, 27 counties
| State | Loans | Share |
|---|---|---|
| Louisiana | 106 | 88.3% |
| Texas | 6 | 5.0% |
| Minnesota | 2 | 1.7% |
| California | 1 | 0.8% |
| Florida | 1 | 0.8% |
| Illinois | 1 | 0.8% |
| Missouri | 1 | 0.8% |
| Mississippi | 1 | 0.8% |
| Washington | 1 | 0.8% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Shreveport-Bossier City | 87 |
| Alexandria | 2 |
| Houston-Pasadena-The Woodlands | 2 |
| Minneapolis-St. Paul-Bloomington | 2 |
| Monroe | 2 |
| Slidell-Mandeville-Covington | 2 |
| Amarillo | 1 |
| Anaheim-Santa Ana-Irvine | 1 |
| Austin-Round Rock-San Marcos | 1 |
| Baton Rouge | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 89450088V2BYQUO61B62 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 548276 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 53212 | 1990–2017 |
Established 1 January 1939. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: ANECA Federal Credit Union's data.
The data and the software behind these pages
ANECA Federal Credit Union's data
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