Applications / Mortgage Analytics / Lenders / Maine / Androscoggin Bank
Lewiston, ME · Savings institution · FDIC · $1.8 billion assets · 378 loans in 2025
Androscoggin Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
378
loans originated, 2025
459
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Androscoggin Bank, a Maine savings bank, increased its lending by 30% in 2025 and gained ground both in Portland and in its home market of Lewiston-Auburn.
Its loans rose 30% to 378, against 4% at similar lenders (savings institutions making between half and twice as many loans) and 10% for the whole market. That was faster than at about six in seven of them. Home purchases made up 85.7% of its loans.
In Lewiston-Auburn, its market since at least 1990, its share rose 1.1 points to 2.3%, ranking it 10 of 166 lenders. In Portland it ranks 8 of 364, with a share up 0.3 points to 2.4%. Bangor Savings Bank ranks second in both.
Its typical loan was $385,000, against $232,500 at similar lenders, and 10.3% of its loans were jumbo (larger than the conforming limit), against 2.5%. Both figures were higher than at about seven in eight peers.
Low- and moderate-income (LMI) borrowers took 19.9% of its loans, against 24.4% at similar lenders, lower than at about seven in ten. Its larger loans are one possible reason; the share rose from 13.3% in 2024. It turned down 3.0% of home-purchase applications, against 6.1%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Androscoggin Bank took 459 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 85.7% · Refinance 12.4% · Other 1.3% · Home improvement 0.5%
Conventional 97.4% · FHA 1.1% · VA 1.1% · USDA (RHS or FSA) 0.5% · of 378 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Maine | 375 | 99.2% |
| New Hampshire | 3 | 0.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Portland-South Portland | 241 |
| Lewiston-Auburn | 46 |
| Bangor | 5 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300DDRY04AJC3ZZ52 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 132107 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 317751 | 1990–2017 |
Established 1 January 1870. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Androscoggin Bank's data.
Androscoggin Bank's data
$215
Androscoggin Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Androscoggin Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]