Applications / Mortgage Analytics / Lenders / Illinois / American Commercial Bank & Trust / Competition
American Commercial Bank & Trust
Ottawa, IL · National bank · OCC · $2.0 billion assets · 209 loans in 2025
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209
loans originated, 2025
251
applications, 2025
12
states and territories
0
gaps bigger than at similar lenders
Who American Commercial Bank & Trust competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
American Commercial Bank & Trust ranks 187th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $50.5M lent: 0.1% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Commercial Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO ILLINOIS, 2025
American Commercial Bank & Trust ranks 84th of 572 lenders in non-metro Illinois, with $10.1M lent: 0.3% of a $3.27B market.
non-metro Illinois is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Commercial Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO WYOMING, 2025
American Commercial Bank & Trust ranks 114th of 314 lenders in non-metro Wyoming, with $2.4M lent: 0.1% of a $2.53B market.
non-metro Wyoming is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Commercial Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
American Commercial Bank & Trust ranks 448th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $2.1M lent: 0.0% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Commercial Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO WISCONSIN, 2025
American Commercial Bank & Trust ranks 318th of 659 lenders in non-metro Wisconsin, with $2.1M lent: 0.0% of a $8.43B market.
non-metro Wisconsin is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Commercial Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CINCINNATI, IN-KY-OH, 2025
American Commercial Bank & Trust ranks 595th of 621 lenders in Cincinnati, IN-KY-OH, with $105K lent: 0.0% of a $15.96B market.
Cincinnati, IN-KY-OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Commercial Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PALM BAY-MELBOURNE-TITUSVILLE, FL, 2025
American Commercial Bank & Trust ranks 431st of 573 lenders in Palm Bay-Melbourne-Titusville, FL, with $355K lent: 0.0% of a $5.18B market.
Palm Bay-Melbourne-Titusville, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Commercial Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — KANSAS CITY, KS-MO, 2025
American Commercial Bank & Trust ranks 537th of 659 lenders in Kansas City, KS-MO, with $385K lent: 0.0% of a $16.29B market.
Kansas City, KS-MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Commercial Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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