Applications / Mortgage Analytics / Lenders / South Carolina / AllSouth Federal Credit Union
Columbia, SC · Credit union · NCUA · $1.5 billion assets · 307 loans in 2025
AllSouth Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
307
loans originated, 2025
615
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
AllSouth Federal Credit Union, a South Carolina credit union, made fewer loans in 2025 but lent more money, and it gained share in Columbia.
Its loans fell 8%, from 334 to 307, while similar lenders (credit unions making between half and twice as many loans) grew 7%. Yet the amount it lent rose from $45.0 million to $63.2 million, as its typical loan rose from $85,000 to $155,000. Fewer small home-improvement loans, or larger purchase loans, could explain the change; the figures do not show which.
Home purchase made up only 31.3% of its loans. Other purposes took 28.0%, refinance 27.7% and home improvement 13.0%. Every loan was conventional.
It ranked 34 of 515 lenders in Columbia, and its share rose 0.2 points to 0.9%. Guild Mortgage Company led the market. Its share also rose in Greenville-Anderson-Greer, to 0.1%.
Low- and moderate-income (LMI) borrowers took 37.5% of its loans, against 27.2% at similar lenders, higher than at about four in five of them. Majority-minority neighborhoods took 36.8%, against 12.8%. Its share in LMI neighborhoods, 15.4%, was near the middle.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. AllSouth Federal Credit Union took 615 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 31.3% · Other 28.0% · Refinance 27.7% · Home improvement 13.0%
Conventional 100.0% · of 307 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| South Carolina | 307 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Columbia | 258 |
| Greenville-Anderson-Greer | 9 |
| Sumter | 7 |
| Charlotte-Concord-Gastonia | 4 |
| Augusta-Richmond County | 3 |
| Charleston-North Charleston | 3 |
| Florence | 1 |
| Hilton Head Island-Bluffton-Port Royal | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300QYN3TROD97TI79 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 263588 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 513828 | 1990–2017 |
Established 1 January 1960. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: AllSouth Federal Credit Union's data.
AllSouth Federal Credit Union's data
$215
AllSouth Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy AllSouth Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]