Applications / Mortgage Analytics / Lenders / Wisconsin / AbbyBank
Abbotsford, WI · State non-member bank · FDIC · $657 million assets · 170 loans in 2025
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170
loans originated, 2025
232
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
AbbyBank, a Wisconsin bank that mostly finances home purchases, lends to more low- and moderate-income borrowers than most banks like it, and its lending rose 27% in 2025.
AbbyBank made 170 loans in 2025, up 27% from 134. That was faster than about three-quarters of similar lenders (state non-member banks making between half and twice as many loans), whose typical growth was 10%, the same as the whole market's. It is still far below the 851 loans it made in 2020.
Purchases made up 58.2% of its loans and refinancing 32.4%. Nearly every loan was conventional. Manufactured homes took 4.7%, against 2.6% at similar lenders. Its typical loan, $175,000, and its typical rate, 6.88%, were the same as theirs.
Low- and moderate-income (LMI) borrowers took 34.5% of its loans, against 27.9% at similar lenders, more than at about three-quarters of them. In 2020 the share was 22.0%. Its share in LMI neighborhoods, 16.5%, was near the middle. It made no loans in majority-minority neighborhoods, against 5.5% at similar lenders; the 22 Wisconsin counties it serves may have few of them.
AbbyBank has lent in Wausau, WI, since at least 1990. Its share there rose from 1.5% to 1.8% in 2025, ranking it 15 of 196 lenders; Covantage Credit Union leads. In non-metro Wisconsin, its largest market, it ranks 81 of 659.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. AbbyBank took 232 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 58.2% · Refinance 32.4% · Home improvement 4.7% · Other 4.7%
Conventional 99.4% · USDA (RHS or FSA) 0.6% · of 170 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Wisconsin | 170 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Wausau | 48 |
| Eau Claire | 4 |
| Oshkosh-Neenah | 4 |
| Green Bay | 3 |
| Appleton | 2 |
| Fond du Lac | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300ZAI389CEN8VG51 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 198149 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 319795 | 1990–2017 |
Established 1 March 1968. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: AbbyBank's data.
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