Applications / Mortgage Analytics / Lenders / Illinois / Abbott Laboratories Employees Credit Union
Gurnee, IL · Credit union · NCUA · $1.1 billion assets · 423 loans in 2025
Abbott Laboratories Employees Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
423
loans originated, 2025
647
applications, 2025
16
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Abbott Laboratories Employees Credit Union nearly tripled its lending in 2025, to 423 loans, and home-improvement loans were the biggest part of it.
It made 142 loans in 2024. The rise of 198% was higher than at almost all similar lenders, credit unions making between half and twice as many loans, whose typical growth was 6%. It returns the credit union to about the 400 loans it made in 2020. Its typical loan fell from $375,000 to $155,000, which suggests most of the added loans were small.
Home improvement made up 35.7% of its loans, refinances 22.5% and purchases 21.0%. Even so, its typical loan of $155,000 was above peers' $105,000. Jumbo loans (larger than the conforming limit) were 4.6% of its lending, against 0.5% at peers.
Low- and moderate-income (LMI) borrowers took 12.8% of its loans and LMI neighborhoods 8.0%, against 27.5% and 15.4% at similar lenders. Both shares are among the lowest tenth. Its larger loans, which may suit borrowers with higher incomes, are one possible reason. Its share in majority-minority neighborhoods, 14.4%, was near the middle of peers.
In Kenosha, WI its share rose to 0.8% from 0.2%, a rank of 33 of 257 lenders; Johnson Bank leads. In Chicago-Naperville-Elgin, IL-IN, its largest market, it ranks 149 of 902.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2020–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Abbott Laboratories Employees Credit Union took 647 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 35.7% · Refinance 22.5% · Purchase 21.0% · Other 20.8%
Conventional 100.0% · of 423 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 308 | 72.8% |
| Wisconsin | 72 | 17.0% |
| Ohio | 14 | 3.3% |
| California | 7 | 1.7% |
| Florida | 5 | 1.2% |
| Minnesota | 4 | 0.9% |
| Arizona | 2 | 0.5% |
| Indiana | 2 | 0.5% |
| Massachusetts | 2 | 0.5% |
| Colorado | 1 | 0.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lake County | 216 |
| Chicago-Naperville-Schaumburg | 86 |
| Kenosha | 47 |
| Columbus | 12 |
| Racine-Mount Pleasant | 8 |
| Anaheim-Santa Ana-Irvine | 2 |
| Boston | 2 |
| Lake County-Porter County-Jasper County | 2 |
| Milwaukee-Waukesha | 2 |
| Minneapolis-St. Paul-Bloomington | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300O4KTZGM04CCZ47 | 2020–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1862625 | 2022–2023 |
Established date not on record. Reported under HMDA 2020-2025.
Mergers, name changes, data editions and corrections: Abbott Laboratories Employees Credit Union's data.
Abbott Laboratories Employees Credit Union's data
$215
Abbott Laboratories Employees Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Abbott Laboratories Employees Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]