Faster than its peers
Its loans rose 16% to 253. Similar lenders (credit unions making between half and twice as many loans) grew 6%, and the whole market 10%. That puts it close to its recent high of 265 loans, in 2021.
Applications / Mortgage Analytics / Lenders / Connecticut / 360 Federal Credit Union
360 Federal Credit Union
Windsor Locks, CT · Credit union · NCUA · $313 million assets · 253 loans in 2025
360 Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
253
loans originated, 2025
388
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
360 Federal Credit Union, of Connecticut, lends mainly to people improving their homes, and in 2025 it grew faster than most similar credit unions.
Fixing homes, not buying them
Home improvement made up 50.2% of its loans; home purchases were just 0.8%. Its typical loan, $65,000, was smaller than at about nineteen in twenty similar lenders, whose typical loan was $105,000. That fits a book led by home-improvement loans.
Few loans in poorer neighborhoods
Low- and moderate-income (LMI) neighborhoods took 8.3% of its loans, against 16.1% at similar lenders, among the lowest tenth. Yet LMI borrowers took 29.5%, near the middle of its peers. The 11 counties it lends in may hold few such neighborhoods, and home-improvement loans go to people who already own homes.
A small, rising share in Hartford
Hartford-West Hartford-East Hartford has been its largest market since 1993. It ranks 82 of 464 lenders there, with 0.3% of the market, up 0.1 points; Liberty Bank leads. Elsewhere its shares are 0.1% or less.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
253 loans in 2025, against a peak of 265 in 2021.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. 360 Federal Credit Union took 388 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
50.2% of its 2025 loans were home improvement loans; all were conventional loans.
Home improvement 50.2% · Other 24.9% · Refinance 24.1% · Purchase 0.8%
Conventional 100.0% · of 253 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
3 states, 8 metros, 11 counties
| State | Loans | Share |
|---|---|---|
| Connecticut | 223 | 88.1% |
| Massachusetts | 29 | 11.5% |
| Illinois | 1 | 0.4% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Hartford-West Hartford-East Hartford | 209 |
| Springfield | 28 |
| New Haven | 6 |
| Bridgeport-Stamford-Danbury | 3 |
| Amherst Town-Northampton | 1 |
| Norwich-New London-Willimantic | 1 |
| Rockford | 1 |
| Worcester | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300ZOKUKS0Z7C3X31 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 68082 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 57723 | 1993–2017 |
Established 1 January 1952. Reported under HMDA 1993-2025.
Mergers, name changes, data editions and corrections: 360 Federal Credit Union's data.
The data and the software behind these pages
360 Federal Credit Union's data
$215
360 Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy 360 Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]