Applications / Mortgage Analytics / Lenders / Oklahoma / Weokie Federal Credit Union
Oklahoma City, OK · Credit union · NCUA · $1.5 billion assets · 616 loans in 2025
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616
loans originated, 2025
1,247
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Weokie Federal Credit Union is an Oklahoma credit union whose lending is almost all small refinance loans, holding 0.9% of the dollars in Oklahoma City.
Refinances made up 87.7% of its loans and purchases 10.7%. Its typical loan was $65,000, against $105,000 for similar lenders (credit unions making between half and twice as many loans), among the lowest of them. All its loans were conventional and it made no manufactured-home loans.
Originations fell 14% to 616, while the typical peer grew 6% and the whole market 10%, lower than nearly nine in ten peers. Its dollar volume rose, to $82.4 million from $69.5 million, and 2.8% of its loans were jumbo (larger than the conforming limit), against none in 2024.
It made 1,016 loans in 2020, when its typical rate was 2.62%; in 2025 its typical rate was 6.38%. For a lender this weighted to refinances, higher rates may explain much of the fall. Its 2025 rate was still lower than at about four in five peers, and 1.2% of its loans were higher-priced (a rate well above the average for similar loans), against 1.7%.
In Oklahoma City, where it has lent since before 1990, it ranks 29 of 534 lenders with 0.9% of the dollars, the same as in 2024, in a market led by First United Bank and Trust Company and Rocket Mortgage. Elsewhere in Oklahoma its shares are small.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Weokie Federal Credit Union took 1,247 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 87.7% · Purchase 10.7% · Home improvement 0.8% · Other 0.8%
Conventional 100.0% · of 616 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oklahoma | 616 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Oklahoma City | 587 |
| Tulsa | 7 |
| Enid | 1 |
| Fort Smith | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300W8MJBUGW3ZLQ95 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 148890 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 560380 | 1990–2017 |
Established 1 January 1969. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Weokie Federal Credit Union's data.
Weokie Federal Credit Union's data
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Weokie Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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